Preheat your oven to 350°F (175°C) and set a timer for 30-35 minutes.

In a large mixing bowl, whisk together 2 cups of all-purpose flour, 1 tablespoon of baking powder, and ½ teaspoon of salt until thoroughly mixed.

Gently fold in 1 cup of shredded cheese until evenly coated in the dry mixture.

In a separate bowl, whisk together 1 cup of milk, ¼ cup of vegetable oil (or melted butter), and 1 beaten egg until smooth.

Pour the wet mixture into the bowl with your dry ingredients and stir just until combined.

Grease a 9×5-inch loaf pan and pour the batter into it.

Bake for 30-35 minutes, or until golden brown and a toothpick comes out clean.

Let the bread cool in the pan for about 10 minutes before transferring it to a wire rack.

Slice and serve warm to enjoy the cheesy goodness.